I will be hosting a FREE informational meeting for Dave Ramsey's Financial Peace University on August 5th 2009 at 6:30 in the evening at Lebanon Citizens National Bank on Loveland Madeira rd in Loveland, OH. If you want more information please call or e-mail me. My cell phone is 276-1983 and my e-mail address is jgonzalez@brsinsurance.com. Thanks and have a great day!